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Real Estate Loans
Meet the mortgage needs of those investing in rural land. Long-term
mortgage loans provide a stable source of capital and can be used to finance or
refinance farm or ranch land purchases. The funds can also be used to make
improvements to farmland and agricultural structures. Fixed, adjustable
and variable rates with 5 to 30 year terms and conversion options are available.
Operation Loans
Are used to finance daily business operations. Funds can be
used to pay for living expenses, feeder livestock, and other ongoing
expenditures.
Credit Line Drafts
Are an easy, convenient way to
access loan funds. Customers simply draw instantly on their pre-approved
line of credit at any time by writing a draft against their loan. Interest
is charged only on the funds spent.
Term Loans
Provide intermediate term credit for capital purchases such as new and used
equipment, machinery, vehicles, irrigation systems and breeding livestock.
Loan terms and repayment schedules are matched to the loan purpose and the
income cycle of the borrower.
Equipment Loans and Leases
Can be financed directly through
the local implement dealer of their choice or though FCS. It's
quick, hassle-free credit with a variety of rates and terms
available.
Leasing Services
Offer a financing alternative for cash flow, tax advantages and other
considerations. Renewal and purchasing options are available. Lease
livestock, facilities, farm equipment, vehicles, computers, irrigation systems
or specialty equipment.
Stock Financing Programs
Are special loans to finance equity stock
in business ventures that further process or market North Dakota agricultural
production.
Young
and Beginning Farmer Loans
Provide programs and resources to help finance young or beginning farmers or
ranchers
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